Business Insurance

Business and Niche Products

 

At Esure Administrators we offer general business insurance policies and liability cover as well specialised products for specific industries.

 

If you are a new business looking to get an insurance policy to make sure you are correctly covered from the start or an time test company looking to lower your current premiums then Esure is here for you. Offering a full needs analysis at your premises to ensure you are correctly covered. With the days of large call centre based insurers or going direct to the insurer, the client is expected to be the professional broker themselves or know everything about insurance.

 

Our Passion for what we do, means that we want to see our clients face to face. We want to know our clients and with every business being different we want to ensure that we know what a client expects from their insurance policies. Insurance does not need to be a grudge purchase when you can see the benefits and have peace of mind. Our general business cover includes:

 

Building cover

Stock and material in trade

Theft

Vehicle cover

Public Liability

Office contents

And much much more……

 

 

 

 

Our Specific business policies offer many automatically included extras designed for the nature of that business. Scroll further for more details on tailor made policies being industry specific.

 

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The Security and Guarding Industry

 

Esure offers comprehensive cover for the security industry. From covering the reaction vehicles whilst responding to the cameras on the street for monitoring.

Below are a list of various covers for the security company:

 

  • Comprehensive vehicle cover
  • Liability designed specific to the security industry
  • Armed and unarmed guarding cover
  • Liability for Guard dogs
  • Cover for special events
  • Liability and fidelity cover for Armed escort services

 

Feel free to contact us to see how we can assist you with your needs.

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Commercial Fleet and Logistics

 

Esure offers stand alone motor fleet cover for standard vehicles as well as trucking and logistics companies. We also provide goods in transit cover for any movable goods that you carry.

We also offer many add on products for this:

 

Driver Liability and personal accident.

 

Excess waivers for:

Vehicles basic excess

Vehicle theft excess

Goods in transit excess

 

Roadside assistance for large vehicles and trucks

Repatriation cover for over the borde

Loss of profits for downtime

 

Esure can also cover your yellow equipment and provide liability cover in terms of contractors all risks.

 

 

 

 

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Taxi and Uber

 

With our many different insurers we can provide cover for Mini bus taxis, standard taxis as well as Uber and Lyft vehicles. We also include the passenger liability with your choice of limits as affordable amounts.

 

We will also be able to include:

Excess waivers

Roadside assistance

Car hire

Loss of profits due to accidents.

 

Driving Schools

 

Through a specialist underwriter, we are able to provide full cover for driving schools and the liabilities that may be incurred.

 

 

We will also be able to include:

Excess waivers

Roadside assistance

Car hire

Loss of profits due to accidents.

 

 

 

 

 

 

 

 

Hospitality Industry and Bed & Breakfasts

 

Esure has been providing hotels and smaller hospitality industry providers with cover since our inception and now have a specific policy with additional cover included at no extra cost as well some value added on ons.

 

From large and small building cover and contents in all the rooms to Fidelity cover for theft by staff. We also include losses of food and stock due breakdown of cold storage rooms and freezers

 

Bilking cover

cover for guests effects

General and Tenants liability

Passenger liability when offering transfers to guests

Fidelity cover for staff

Food poisoning (which most insurers do not include automatically)

 

Restaurants, coffee shops and food preparation

 

We also offer cover to restaurants and franchises with most of the cover provided to the hospitality industry and some extras that apply to restaurants only.

Contact us for more information on this fantastic niche product.