When taking out vehicle insurance, most clients neglect to think about their contents in their homes. The value of home contents normally far out weighs the value of a vehicle making this cover a real necessity.
Even if you do not own the building, you can still face damage to the contents by fire, water or theft. It would be devastating to come home and find your items have been stolen. Without insurance cover you would have to purchase all these items again out of your own pocket which could take a life time depending on how long you have been collecting possessions.
What clients may not be aware of is that some times taking vehicle insurance on its own can be more expensive than taking home contents with the vehicle as insurance companies subsidize motor claims which is high risk with contents premiums which is relatively low risk. This is why the give discounts on vehicle premiums if a client takes home contents as well.
All Risks Insurance
Do you know that any item removed the house must be specified under all risks to have cover. These are items such as cellphones, cameras, laptops, sports equipment, jewellery and bicycles.
These will be covered worldwide and the cover is wider than under contents section. You can cover items for replacement value and our claims can be paid out in as little as 24 hours if all documentation is correct.